Now you can use your all types of Fixed / Term Deposits to fulfill your financial requirements without having to liquidate it in an hour of need, against the security of your deposits:
In order to access funds at a short interval, one can avail a loan against fixed deposits held with the UNISTAR Credit Co-Operative Society Ltd., While liquidating a deposit prematurely may involve penal charges, personal loans have higher interest rates as they are unsecured. The advantage of taking a loan against fixed deposits is that interest rates on these are usually lower than personal loans since they are secured by the underlying deposit.