UNISTAR Credit Co-Operative Society Ltd., Ahmedabad

  • Ahmedabad
  • +91 9429170826
  • Mon - Fri: 9:00am - 6:00pm
Call us

Fixed Deposit

Fixed Deposit

A fixed deposit is a financial instrument where a member gets assured ROI. It is an investment opportunity provided by UNISTAR Credit Co-Operative Society Ltd., with the benefits of higher rate of interest than a normal saving account. A member can invest his/her money in three months to five years FD plan.

Special Interest*

1.00% senior citizens (members above 60 year age) on fixed deposit

Additional Special Interest Rates*

0.75% additional interest rate on single deposit of Rs 50 Lakhs and above and for the period of 1 year and above

TERM AND SCHEME

RATE OF INTEREST*

FIXED DEPOSIT

 

1 to 2 YEAR TERM DEPOSITE FIXED DEPOSIT

 10%   (INDIVIDUAL)    /  10.5%   (SINNER CITIZEN & oth*)

2 to 3 YEAR TERM DEPOSITE FIXED DEPOSIT

 11%   (INDIVIDUAL)    /  11.5%  (SINNER CITIZEN & oth*)

3 to 5 YEAR TERM DEPOSITE FIXED DEPOSIT

 12%   (INDIVIDUAL)   /   12.5%  (SINNER CITIZEN & oth*)

 

 

SAVING DEPOSITE

 7 %       PER ANNUM

DAILY DEPOSITE

 7.5 %    PER ANNUM

Mahila Samman Yojana (fixed deposit 7.5 year)

 12.5%  (INDIVIDUAL) with *   

    

Effective date – 01 November 2025

FIXED DEPOSITE MATURITY CALCULATION

TERM

INTT RATE

MATURITY – ACCORDING TO 10,000/- 

1 YEAR FD

10%

PRINCIPLE – 10,000/-   MATURITY – 11,000/-

2 YEAR FD

11%

PRINCIPLE – 10,000/-   MATURITY – 12,321/-

3 YEAR FD

12%

PRINCIPLE – 10,000/-   MATURITY – 14,049/-

5 YEAR FD

12%

PRINCIPLE – 10,000/-   MATURITY – 17,623/-

7.5 Year FD

12.5%

PRINCIPLE – 10,000/-   MATURITY – 23432/-

 

  • FIXED DEPOSITE SCHEME: – (ONLY FOR MEMBER)
  1. Account opening from 1000/- Rupees only.
  2. This Scheme will run for minimum 12 months or maximum 120 month.
  3. Interest Rate 7 % TO 12.5 % Yearly on Account.
  4. Maturity Payment will not be made before the due.
  5. Important Note – Payment will be made in instalment on a maturity of 1 lakh or more. Instalments deadline will be decided by board of members. The interest paid on the instalments will be equal to that of the savings scheme.
  • SAVING DEPOSITE SCHEME: – (ONLY FOR MEMBER)
  1. Account opening from 100/- Rupees only.
  2. Minimum balance compulsory is 500/- Rupees in inoperative account.
  3. A fee of Rs. 50 per month will be charged on non-active accounts for more than 6 months.
  4. Interest Rate 7% Yearly on Saving Account.
  • DAILY DEPOSITE SCHEME: – (ONLY FOR MEMBER)
  1. Account opening from 10/- Rupees only.
  2. This Scheme will run for minimum 12 months.
  3. A fee of Rs. 50 per month will be charged on non-active accounts for more than 3 months.
  4. Interest Rate 7.5%Yearly on Account.
  5. Maturity Payment will not be made before the due time.